Income Guides | Penny & Plan

Income How to Turn a Hobby Into Extra Income The three assets a hobby can sell, a worked example with fees and hours taken out, and where the hobby/business tax line sits in the US, UK and Canada. 7 min read

Income How to Negotiate a Job Offer How to buy time on an offer, price the whole package rather than the base, counter once with a real number, and what changes in the US, UK and Canada. 8 min read

Income How to Start Freelancing With No Experience The experience paradox is really a proof problem. Here is the 30-day build, the pricing arithmetic beginners get wrong, and the paperwork in the US, UK and Canada. 8 min read

Income Passive Income Ideas That Actually Work There are only two real passive income engines: capital that pays you and work you do once. Here is the arithmetic, the tax rules and the honest failure rates. 8 min read

Income Side Hustle Ideas You Can Start This Weekend The three-part test a weekend side hustle has to pass, a worked example with fees and tax taken out, and the first-dollar tax rules in the US, UK and Canada. 8 min read

Income 15 Legit Ways to Make Money From Home Fifteen real ways to earn from home, sorted by whether you sell time, output or assets, plus a worked example and the US, UK and Canada tax rules that apply. 8 min read

Income How to Ask for a Pay Raise (and Get It) A six week build-up, the official wage data that sets your number, the script for the meeting, and how pay transparency law differs in the US, UK and Canada. 8 min read