1

A robo-advisor's advice is only as good as the questions its sign-up form thought to ask.

2

Your cost is three layers deep: the platform fee, the underlying fund fees, and trading costs.

3

In Canada a robo-advisor is legally an online investment adviser with a real human responsible for the trades.

4

Tax-loss harvesting is a headline US selling point that does nothing at all inside a UK ISA.

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